Privacy Policy

The Plan Group approaches our communications on the Internet with respect for, and commitment to protecting, your privacy rights.  This privacy policy describes how we collect, protect, use and share information gathered about you on the Plan Group Website (the “Plan Site”).  We hope that this disclosure will help increase your confidence in our sites.

What is personal information?

Personal information is any information about an identifiable person other than the name, title or business address or telephone number of an employee of an organization.

How does the Plan Group collect personal information from you?

We collect personal information from you only for the purposes we identify to you at or prior to the time we collect such personal information.  We do not require this information in order for you to obtain access, to surf or to view the content on the Plan Site .

For those few activities on our site where the collection of personally identifiable information is necessary (for example, when you contact us with a question), you will know because the purposes for which your personal information is to be used will be identified to you.  For those activities, we may collect, for example, your name, street address, telephone number, fax number, e-mail address and postal code.  We will not collect more information than is necessary.

Does the Plan Group collect or use information collected from you with technology?

The Plan Site collects some information about you using technology, so it may not be readily apparent to you that it is being collected.  For instance, when you come to our site your IP address is collected so that we know how many visits we have had by separate individuals.  An IP address is often associated with the place from which you enter the Internet like your Internet Service Provider (ISP) or your firm or company.  This information is not personally identifiable.

How does the Plan Group use the personal information it has collected from you?

Providing personal information is up to you, our visitor.  We collect personally identifiable information to e-mail you with updates and news, to respond to your questions or comments, and/or to send information on our services.  We may ask visitors providing e-mail addresses to let us know if they would like further information or updates from us or our site; only those who request it will receive follow-up e-mail or other communications from us.  In that case, we may also offer visitors an “opt-out” option at any time they wish to cease receiving e-mails or other information from us.

We will only use such information for the purposes of (1) improving our services, and (2) monitoring quality assurance.

To whom will the Plan Group provide your personal information?

Personal information is used solely by us.  We will not disclose such information, other than as follows:

(a) to third party service providers with whom the Plan Group has a contractual agreement, which includes appropriate privacy standards, for the purpose of:  (i) performing functions such as data processing, database services or information technology support; (ii) providing insurance for the Plan Group product liability claims on behalf of the Plan Group; and (iii) marketing or providing any of the Plan Group’s products; and

(b) to comply with any legal actions like a court order; to enforce our Terms of Use; or to protect the safety and security of guests and our site.

We will let you know at the time the information is collected if such third-party sharing is anticipated, will identify the types of businesses at the area of collection, will describe the information we will share (like your mail or e-mail address) and will only share data if you agree.  We will share personal data only with those who have agreed to follow policies that share our high standards of privacy.

Links and Disclaimer of Linked Sites

Please note that once you have clicked on a link on the Plan Site, you may leave the Plan Site to a site which is no longer under the control of the Plan Group, and to which our privacy policy no longer applies.  You must read the privacy policy, if any, of each linked site to see how your personal information will be handled on their site.

What type of security does the Plan Group provide?

The importance of security for all personal information collected through the Plan Site is of utmost concern to us.  We have taken technical, contractual, administrative and physical security steps to protect the personal information collected from you on the Plan Site with a level of security appropriate to the sensitivity of the personal information collected.  Our security measures are periodically reviewed.

Who do I contact with questions or concerns about this privacy policy?

If you need further assistance, please contact the Plan Group Privacy Officer either by writing to us at the Plan Group,, Attention:  Privacy Officer or by visiting the Plan Group’s website and clicking on “Contact” to submit your inquiry.

Changes to this Policy

We reserve the right to change the provisions of this Policy at any time. We will alert you that material changes to this Policy have been made by announcing the updates on the Plan Site, so please check back periodically. If we make any change to our Policy, previously collected information will continue to be governed by the protections of the Policy in effect at the time the information was collected.

We may automatically collect certain information through the use of “cookies” or web beacons. Cookies are small data files that are stored in a user’s hard drive at the request of a Web site to enable the Plan Site to recognize users who have previously visited them and retain certain information such as customer preferences and history. If we link cookies to any of your personal information, we will treat this information as personal information. We do not use cookies to store any personal information. Web beacons are small, invisible graphic images that may be used on the Plan Site or in emails relating to the Sites to collect certain information and monitor user activity on the Plan Site.

If you wish to block, erase, or be warned of cookies, please refer to your browser manufacturer to learn about these functions. However, if a browser is set not to accept cookies or if a user rejects a cookie, some portions of the Plan Site may not function properly.

We may also use third party vendors, consultants and other service providers (“Service Providers”) to serve ads on the Plan Site or to provide statistics-related information relating to the anonymous data obtained through the cookies, but only under the condition that the Service Provider’s use of this anonymous data is limited to providing the services we request. The Service Providers may place cookies, web beacons or other devices on your computer to collect information, and information provided by these devices may be used, among other things, to analyze data, to determine the popularity of certain content, to deliver advertising targeted to your interests and to better understand the usage and visitation of our Plan Site and the other sites tracked by the Service Providers third parties. This policy does not apply to, and we are not responsible for, cookies or web beacons in third party ads, and we encourage you to check the privacy policies of advertisers and/or ad services to learn about their use of cookies and other technology.

Your Choices

You may “opt-out” of receiving marketing or promotional communications from us by emailing at Opt-out requests will not apply to service and account related emails.

Changes in Ownership

The Plan Group may decide to sell, buy, merge, or reorganize businesses to further strategic or business interests. Where a transaction of this kind involves disclosing personal information to prospective or actual purchasers, our practice is to seek appropriate protections consistent with our Policy.